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Discover the lesser-known reporting agency affecting your credit: LexisNexis. Learn how it collects public record data affecting loans, insurance, and background checks. Check your report for free and take control of your credit! #LexisNexis #CreditScore #FinancialLiteracy #ConsumerReports #PublicRecords
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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A couple million in bank debt isn't leverage. It's a leash with someone else holding it. Small debt makes you owned. Big debt makes you a partner they have to work with. Think $25 million or nothing. Anything in between just leaves you exposed. Profitability erases problems. Debt just stacks a second one on top.
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💳🚨 El pago mínimo puede hacer que una deuda pequeña termine durando años. Que el banco te pida solo una fracción de lo que debes no significa que estés pagando poco… significa que podrías estar pagando durante mucho más tiempo. 👀 La clave está en entender cómo usar tu tarjeta para que los intereses no se coman tu dinero. 💬 ¿Tú eres de los que paga el mínimo o liquida la tarjeta cada mes? #TarjetasDeCrédito #FinanzasPersonales #Deudas #Dinero #EducaciónFinanciera
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