📞 The conversation doesn’t stop at pre-qualification. At Union Savings Bank, we stay involved before you go under contract — helping you estimate taxes, closing costs, and monthly payments as you shop for homes. That way, there are no surprises when it’s time to make an offer. Staying in close contact with your loan officer puts you in a stronger, more confident position from day one. We’re here to guide you through every step, not just the paperwork. #UnionSavingsBank #HomeLoansMadeSimple #Mor
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📞 The conversation doesn’t stop at pre-qualification. At Union Saving…
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Farmers Savings Bank now operates as Civista Bank in Ohio
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🏠💸 Bridge Loan vs. Blanket Loan. What’s the Difference? Buying a new home before selling your current one? These two loan options could be your ticket to a smoother move. #RealEstateTips #HomeBuying101 #MortgageHelp #BridgeLoan #BlanketLoan #MoveSmart #RealEstateFinance | Union Savings Bank
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🔑 When selling first isn’t an option, flexibility matters. This buyer was stuck — they couldn’t sell their current home yet, couldn’t carry two mortgages, and needed funds just to make their old house sellable. A blanket loan from Union Savings Bank gave them a path forward. They were able to buy their next home with a non-contingent offer, move in, renovate their previous home at their own pace, and sell when it made sense. That’s what real mortgage solutions look like. #UnionSavingsBank #Home
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When life changes, your financing shouldn’t fall apart. This buyer went from W-2 income to self-employed overnight after buying his dental practice — a move that made traditional financing nearly impossible. On paper, it didn’t fit the box. In reality, it was a strong, solid loan. At Union Savings Bank, we take a common-sense approach to underwriting. Instead of asking, “Does this check every box?” we ask, “Is this a good loan?” That mindset helped this family get into their home when other opti
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🔮 Waiting for the “perfect time” rarely pays off. The question we hear most: “If I wait a week, will it get better?” The truth is — no one has a crystal ball. Rates move daily, and waiting for tiny shifts can sometimes cost thousands instead of saving a few dollars. If the opportunity makes sense for you, act with confidence. You can always refinance later — but you can’t get back lost time. #UnionSavingsBank #HomeLoansMadeSimple #MortgageEducation #HomeBuyingJourney #InterestRates | Union Savi
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