With the Fed keeping rates paused, here's how to determine if a HELOC or home equity loan is better for homeowners.

Though the Fed's policy changes have a ripple effect on all short-term lending rates, the central bank doesn't directly set ...

When the Fed adjusts its benchmark interest rate, interest rates on savings accounts and short-term loan vehicles follow ...

While interest rates remain elevated on a variety of borrowing products, they've been in a steady decline on home equity ...

Unison is lowering the interest rate on its Equity Sharing Home Loan, which aims to help U.S. homeowners tap into record ...

If you’re a retired homeowner, there’s a good chance that your property is worth far more than you paid for it. But is a ...

For most of 2025, HELOC rates have been sinking, and are currently below 8 percent. For homeowners needing cash for ...

A rate and term refinance is used to pay off the current loan, including late fees or prepayment penalties that the borrower ...

The biggest selling point of homeownership is that it builds wealth while renting is wasted money. But that's only true if ...

The Commerce Department’s latest reading on gross domestic product showed the U.S. economy contracted in the first quarter ...

Tapping into your home equity is a pretty straightforward way to access cash that might otherwise be hard to come by, and a ...

And you can use it to buy or refinance a home. Like most traditional HELOCs, a first-lien HELOC is a line of credit secured by your home, and it comes with a variable interest rate. It usually has a ...