Learn how to calculate the combined ratio for insurance companies, including financial and trade basis methods, using loss and expense ratios for profitability analysis.

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Leaving the wipers pointing up can offer a few advantages when snow is expected to fall. One of the most important is that the wipers won’t be covered in snow and will be ready to use when you need ...

Q. Dan, I came across one of your articles in which one of the questioners stated, “I have three IRAs.” Is that normal? Why would anyone need more than one? — Ben in Cocoa Beach A: Ben, most people ...

Jan. 14 (UPI) --A Colorado sheriff's deputy found himself taking on the role of poultry wrangler when multiple chickens were reported on the loose in a neighborhood. The Douglas County Sheriff's ...

- If a TSA agent asks her to open her bag for inspection, she would do so. - If a state trooper asked to see a driver’s license and car registration, she would produce the same. - If the IRS invited ...

Jessica Cook, a single mother from Charlottesville, often spent four hours a day on buses dropping off and picking up her 1-year-old son, Jerado, from a daycare on the other side of town. Her ...

A sea of umbrellas and rain ponchos wove down a winding row of bright colors at Pasadena High School on Friday, Jan. 2, as thousands enjoyed the Rose Parade’s annual Float Fest. Related: See our 10 ...

For Rose Parade fans who weren’t up to a Thursday morning spent in the rain, the annual display of floats is expanding this year, so there’s another chance to see the floats up close. “Floatfest: A ...

Scientists described several new species this past year, including a tiny marsupial, a Himalayan bat, an ancient tree, a giant manta ray, a bright blue butterfly and a fairy lantern, to name a few.

Chris Paul draws trade buzz as Rockets and Timberwolves show strong interest after Clippers split, fueling NBA trade rumors for the veteran guard. Chris Paul returned to the Los Angeles Clippers this ...

Yaqoot Fatima receives funding from MRFF, NHMRC and Beyond Blue. Alexandra Metse has received funding from the Australian Prevention Partnership Centre, MRFF, the Waterloo Foundation, and the NSW ...