That brings us to the Government Pension Offset (GPO)—a Social Security provision that reduced (or in some cases, wiped out ...

Farran Powell is the managing editor of investing at Forbes Advisor. She was previously the assistant managing editor of investing at U.S. News & World Report. Her work has appeared in numerous ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced financial consultant. She has ...

Discover how rising student debt affects retirement savings across generations, especially boomers. Learn effective ...

In five short steps, we'll give you ideas on building and managing your retirement money. Many, or all, of the products featured on this page are from our advertising partners who compensate us when ...

How much money you need in retirement depends on when you plan to retire, what type of lifestyle you want, and other factors. But there are some general guidelines that can steer you in the right ...

Retirement annuities guarantee income but have high fees and complexities. Annuities offer tax-deferred growth; income options include lifetime or fixed-term payouts. Alternatives like Social Security ...

ANN ARBOR, MI — Ann Arbor Public Schools are not on the verge of another financial crisis, district officials said ahead of a mid-year budget update before school board members set for Wednesday. It’s ...

75% of full-time workers have access to employer-sponsored defined contribution plans. Employer and employee contributions to qualified plans are pre-tax, though some plans have Roth options. Defined ...

Schwab US Dividend Equity ETF (SCHD) offers a 3.79% dividend yield and holds stocks like AbbVie and Lockheed Martin. Vanguard High Dividend Yield ETF (VYM) returned 12.6% year-to-date with exposure to ...