Your CCRIS and CTOS reports will determine the likelihood of receiving loans. (Rawpixel pic) When you apply for a loan or seek any kind of credit from financial institutions, you will hear the words ...

Reaching adulthood, you’re bound to hear this term tossed about when you’re applying for loans, getting financial help, finally getting a credit card, etc — CCRIS! CCRIS stands for the Central Credit ...

Central Credit Reference Information System (CCRIS) is a system created by Bank Negara Malaysia (BNM) which synthesises credit information about a borrower or potential borrowers into standardised ...