Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

Government refinance applications increased by 42% over the week, according to the MBA’s Weekly Mortgage Applications Survey for the week ending Feb. 28, 2025. This jump was mainly due to the dip in ...

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 ...

Veterans United Home Loans analysis uncovered a 26.8% increase in VA loan activity, driven by Gen Z and refinancing growth VA loan count rose 26.8% to 528,343 loans closed in fiscal year 2025, up from ...

Department of Veterans Affairs Deputy Secretary Paul Lawrence celebrated the successful track record of the VA Home Loan program. In a speech Monday, he highlighted recent efforts to modernize and ...

When buying a home, many service members and veterans have the unique advantage of using a VA home loan. While some families have used this benefit several times, others haven’t used it at all — often ...

If you are a member of the military or a veteran, you probably qualify for a VA loan — a mortgage with no down payment, no private mortgage insurance and lower-than-average rates. These mortgages are ...

Getting approved for a VA loan as a spouse of an active service member or veteran comes with specific requirements, and understanding the eligibility criteria is crucial to securing housing benefits.

Government home loans play a vital role in the housing market, providing various options for home buyers, such as FHA and USDA loans. These programs come with specific requirements that differ by loan ...