Compare personal and auto loans for car purchases. Understand their uses, interest rates, and repayment terms to make informed financial decisions.

Discover how to secure preapproval for a car loan, understand eligibility criteria and strengthen your negotiating position when shopping for a vehicle Written By Written by Staff Senior Editor, Buy ...

It’s best to shop around for a loan before heading to a dealer, but credit unions are often the best option for used-car loans as they are nonprofit and typically offer the lowest interest rates.

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

See how a private-party auto loan can help you.

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...