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Think CPP and OAS will be enough? Most Canadians find out too late — here’s how to avoid the retirement shock
Benefits alone typically don’t replace enough income to maintain your standard of living in retirement ...
Many Canadian soon-to-be retirees are finding it difficult to save up a sizeable nest egg. Unfortunately, contingent expenses and market plunges have the potential to completely derail a retirement ...
Individuals all over the world want to create enough wealth to spend a comfortable life in retirement. It makes little sense to depend solely on government-sponsored retirement plans such as the ...
Close the gap by building savings in TFSAs, RRSPs, and non-registered accounts, with a focus on dividend-growth stocks. The ...
You have to be at least 60 years old and have made at least one valid contribution to the CPP. The standard age to start CPP is at age 65 but you can start as early as age 60 or as late as age 70.
As the year draws to a close, many Canadian seniors are counting the days until their next government pension deposit. The federal government has confirmed that Canada Pension Plan and Old Age ...
January is when a lot of retirees do a quiet money reset. The Canada Pension Plan (CPP) and Old Age Security (OAS) land in your account, the bills keep coming, and it becomes obvious that government ...
Canada Pension Plan (CPP) and Old Age Security (OAS) November 2025 payments are scheduled to arrive in bank accounts soon. If you’re entitled to receive either of those benefits, the money should ...
Federal reforms (effective Nov 2025) end mandatory retirement at 65, let Canadians work longer and defer CPP up to age 75, raise the OAS clawback threshold to $97,500, and are expected to keep roughly ...
Canadians dread reaching 65, which many consider the “end of the line,” not a milestone to celebrate. Fortunately, the federal government decided to change the long-standing retirement model.
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