Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...
A term insurance plan is a simple life insurance policy. The policyholder must pay an annual fee known as a premium.
Guardian Life: Best for applicants with health conditions. MassMutual: Best for term length options. Northwestern Mutual: Best for customer experience. Thrivent: Best for social responsibility. New ...
Understand costs, how 20-year term life insurance works and who it can help the most Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...
Most term life insurance policies let you convert to permanent coverage, but the rules vary by company ...
We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...
Guardian and MassMutual top our list of the best term life insurance companies in 2025 — see how companies compare. Many, or all, of the products featured on this page are from our advertising ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...